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Group L serves up a repeat of the 2018 semi-final between England and Croatia — this time in the group stage. England's golden generation, led by Jude Bellingham and Harry Kane, seeks to finally deliver on their enormous potential. Croatia's veteran core — 2022 semi-finalists and 2018 runners-up — refuses to fade. Ghana brings African determination and a history of group-stage heroics. Panama returns after their emotional 2018 debut, eager to show growth. England and Croatia start as favorites, but Ghana has a habit of upsetting European powers.